Privacy Policy

At Loan Ki Duniya we accessible from www.loankiduniya.com, we value your privacy. This Privacy Policy outlines how we collect, use, disclose, and safeguard your personal information when you visit our website or use our services.

We may collect the following types of information:

A. Personal Information:

• Full Name
   
• Mobile Number
   
• Email Address
   
• PAN Card Number
   
• Aadhaar Number
   
• Address Details
   
• Employment Information
   
• Income Details
   
• Bank Account Details
   

B. Non-Personal Information:

• IP Address
   
• Browser Type
   
• Device Information
   
• Website Usage Data (via cookies or analytics)
   

Your information may be used to:

• Assess your loan eligibility
   
• Process your loan application
   
• Communicate with you regarding services and updates
   
• Comply with regulatory and legal requirements
   
• Improve our website functionality and user experience
   
• Prevent fraud and enhance security
   
• Provide customer support
   

We do not sell or rent your personal information. We may share your data with:

• Authorized lenders or financial institutions for loan processing
   
• Credit bureaus for credit checks
   
• Legal authorities or regulators when required by law
   
• Service providers who assist in operations (e.g., cloud hosting, analytics)
   

All third parties are bound by confidentiality obligations.

We implement industry-standard security measures, including:

• SSL encryption
   
• Secure data storage
   
• Access controls
   
• Regular audits and vulnerability assessments
   

However, no method of transmission over the internet is 100% secure, and we cannot guarantee absolute security.

We use cookies and similar tools to:

• Improve site functionality
   
• Analyze user behavior
   
• Customize your experience
   

You can control cookies via your browser settings.

Our website may contain links to third-party websites. We are not responsible for their privacy practices. Please review their policies separately.

You may:

• Request access to your data
   
• Request correction or deletion
   
• Withdraw consent at any time
   
• Lodge a complaint with a data protection authority
   

To exercise these rights, email us at: info@loankiduniya.com

Our services are not intended for children under the age of 18. We do not knowingly collect personal information from minors.

We may update this policy from time to time. Updates will be posted on this page with the “Effective Date” revised accordingly.

If you have questions about this Privacy Policy or your data, contact:

Loan Ki Duniya
Email: Info@loankiduniya.com
Phone: 011-42651053
Website: www.loankiduniya.com